The Federal Emergency Management Agency will be going door to door on Saturday to inspect damage caused by the May 7 flooding in Lyon County.
Rick Frevert, of Lyon County Emergency Management, made the announcement Thursday.
“We want people to be aware that inspection teams may be knocking on resident’s doors,” Frevert said. “The inspection teams will be visiting with individual homeowners about individual damage losses caused by the flood.”
Frevert said Lyon County Emergency Management is working with local insurance agents and agencies to locate the areas of the county and individual communities that have flood damage. This information will be provided to FEMA inspectors.
“The inspection is part of a preliminary assessment to determine if those in Lyon County affected by the flood will be eligible for FEMA individual assistance,” Frevert said. “The inspection teams are going to try to visit as many homes as possible.”
daveedailey (anonymous) says...
Are FEMA's new flood plain maps (they have not made official) wrong? I am made to carry flood insurance on my house, and my house has never flooded since it was built in 1964. The government says I have to keep the insurance ($1,000 a year) until FEMA releases the new maps, even though when printed my house is clearly out of the area of flood. My basement does not even get wet!!!! The flood insurance is a joke (of course so the government can get more of my money). It only covers your hot water tank and furnace if you have a basement, which I do. Also, my flood insurance is out of Florida. Does that tell you where my money is going? The new flood maps have been around for over a year now and FEMA has not released because they say they are too busy in NO. If you have any questions, my info came from Kansas City FEMA. I do hope they plan on knocking on my door!
May 17, 2007 at 12:16 p.m. ( permalink | suggest removal )
blulitespecial (anonymous) says...
I don't have to have flood insurance,but I do have to keep my gutters,drainage,pumps,and generator maintained.My basement floor is below street level.A few neighbors know they can stay here when the sirens blow,so I'd like to keep the basement as safe as possible.I'd say do what you can to prevent your house from flooding,keep as much as you can off the basement floor,then over-insure the rest. I have heard of people being canceled for even asking about their insurance coverage.In the past,Marsh cancelled home owners policies,but said they wanted that homeowner's business insurance.Most said if you don't cover my modest home-you don't cover my business and employees.A few years ago Farm Bureau did the same,but just cancelled if the house wasn't expensive enough for them.Insurance is a stacked shell game with everchanging legalise rules.It pays to shop around and ask the hard questions first-and keep asking.It's your money.
May 17, 2007 at 2:51 p.m. ( permalink | suggest removal )
daveedailey (anonymous) says...
Insurance and taxes are the two biggest rip offs to the American person. Most of the common people can not understand the insurance language and the companies like it that way. It is getting so the average person will have to raise his deductables because the cost of living is becoming out rageous. I have yet to fully understand the reason behind flood insurance here, when people in hurricane areas are not required to carry it on their properties. You are always hearing about the poor people who lost their homes on the beach but have no insurance. Please explain!! I only know that the flood insurance that I carry is a total waste of my money.
May 17, 2007 at 4:17 p.m. ( permalink | suggest removal )
blulitespecial (anonymous) says...
You said it! Taxes and insurance.I just talked to my insurance agent.They insure a $3,000 television for you-but I watch a $25 TV and play a $3,000 guitar.Why do I need,in Kansas,3 miles from the river,an "inland marine policy" on a friggin' guitar?! Maybe I'll just claim I had two $2,000 televisions.A plasma TV is standard equipment in the john for everybody,isn't it?
May 18, 2007 at 11:35 a.m. ( permalink | suggest removal )
daveedailey (anonymous) says...
Bluelite, You are so right. It is totally ridiculas and like I said before the insurance companies themselves (when you talk to two differnt people from the same company) do not even know! I seriously have thought about writing an article on "How not to sell a house in Emporia". Sounds good eh? The enviromental services get involved, flood planes for insurance, etc. The zoning alone in this county scares people off.
May 18, 2007 at 12:42 p.m. ( permalink | suggest removal )
blulitespecial (anonymous) says...
I know most government employees just want to do their job and go home at night like everybody else(heck,I've worked for the city and state both)- But when I hear the words "I'm from the government,and I'm here to help you....."
May 18, 2007 at 1:20 p.m. ( permalink | suggest removal )
daveedailey (anonymous) says...
Time will tell, and we will just see what FEMA is going to do. I would like a list of what houses they plan on visiting. Is it just the houses in the city limits, or houses in the county. We all know the sewer system for drainage in Emporia needs an overhaul or is this what they will consider "flood damage"? What they forget to tell people is that they have someone sitting at a desk that puts things in black and white, and it looks really good, but when appleied in the world of a tragic situation it doesn't work at all. Most is because the people who get paid big bucks to do these jobs, have not lived in the real world.
May 18, 2007 at 2:16 p.m. ( permalink | suggest removal )
mylife (anonymous) says...
I agree. I live out in the county and am required to have flood insurance. Granted, we're in a flood plain, but it's never flooded into my house and it's such a waste of money for me. Like I don't have enough useless bills to pay.
May 18, 2007 at 2:28 p.m. ( permalink | suggest removal )
blulitespecial (anonymous) says...
I suggest all business and homeowners with flood insurance call your agent and ask them for -in writing-Whether or not the flood damage includes the drain tiles,french drains,sub-pumps,underground erosion that leaves concrete and sewer lines unsupported,foundations shifting,underground lines,etc. The idea is to have all the VA,FHA,FEMA,government offices,and insurance companies to go through the motions of responding and spelling this out for you,one house at a time.They have to respond to 3 million complaints of"The flooding plugged up my drain tiles around the house-we may have to look at the lagoon system,too".I bet some legal beagle can work up a one page form that we can copy and send to all these agencies.What would they do if they got 1,2,or 5 million of these requests?
May 19, 2007 at 11:44 a.m. ( permalink | suggest removal )